This simulation study investigated the influence of individualised shoulder belt position on seatbelt interaction and occupant kinematics in two frontal and one far side impact, considering the variability of occupant anthropometry and sitting postures. Morphed Human Body Models, positioned as front passengers, were simulated in 132 setups. For every occupant, an individualised shoulder belt position configuration was created by changing the D-ring mounting location, aiming for a mid-shoulder belt fit. A “traditional belt” configuration was also tested, with the D-ring mounted on the B-pillar. The initial belt's placement over the occupant's shoulder was influential;​ however, it may not necessarily lead to an overall improved seatbelt interaction as a single parameter. Different occupants were associated with different seatbelt interaction challenges. Tall occupants with low Body Mass Index (BMI) were more likely to slide out of the shoulder belt, while short low-BMI occupants were more likely to submarine. The early torso to pelvis retention balance and the torso’s axial rotations were identified as the main mechanisms behind those observations. The study identified seatbelt interaction challenges for different occupant groups and could facilitate the analysis of additional changes in belt characteristics towards individualised occupant restraint systems.