We studied 470 crash - and noncrash-related transportation injuries to vehicle occupants, bicyclists, and pedestrians seen at a trauma center. Among primary care patients crash and noncrash groups had similar AIS and average disability at one year. Hospitalized patients had longer disability, but a majority of overall disability days and ongoing disability was among nonhospitalized patients. Seventyfour percent of hospital bills were paid by insurance, 16% by government, 3% by self, with 7% unpaid. Limiting the sample only to hospitalized patients, or including referred patients, markedly affected -- but in different ways -- distributions of event type, body area injured, charges, and other characteristics.